NONI DSCR Calculator
Non-QM Debt Service Coverage Ratio — Standalone Edition
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Loan Details
Loan Amount
$
Interest Rate
%
Borrower FICO Score
Amortization Term
40 Year
30 Year
20 Year
15 Year
Payment Type
Full Amortization (P&I)
Interest Only (IO) — 120 Month Term
Full P&I Payment
—
IO Payment (reference)
—
Property Income & Expenses
Long Term Rent
Short Term Rent
Gross Monthly Rent
LTR
$
Gross Monthly STR Income
STR
$
STR Expense Factor Applied
Gross STR Income
—
Less 20% Expense Factor
—
Net Qualifying STR Income
—
Monthly Taxes
$
Monthly Insurance
$
Flood Insurance
$
Monthly HOA
$
Total PITIA (Full P&I)
—
Total PITIA (IO — reference)
—
DSCR Result
LTR
DSCR — Full P&I
—
Debt Service Coverage Ratio
Payment
—
PITIA
—
Gross Rent
—
Min Rent to Qualify (NONI @ 1.00x)
—
Based on selected payment type